BEGIN:VCALENDAR
VERSION:2.0
PRODID:Calcasieu Parish Police Jury, LA Calendar Creator
METHOD:PUBLISH
BEGIN:VEVENT
DTSTAMP:20250611T145918
DTSTART:20251013T170000
DTEND:20251013T210000
SUMMARY:Homebuyers Education class
DESCRIPTION:<p>First-time home buyers can learn the details of homeownership in free homebuyer education classes hosted by the Calcasieu Parish’s Housing Counseling Agency and Project Build a Future.</p><p>Here is the remaining classes of the 2025 class schedule:</p><ul>    <li>Monday, Oct. 13: 5-9 p.m., hosted by Project Build a Future</li>    <li>Tuesday, Oct. 14: 5-9 p.m., hosted by Project Build a Future</li>    <li>Saturday, Nov. 8: 9 a.m.-5 p.m., hosted by Calcasieu Parish Police Jury</li></ul><p>All classes are held at the Allen P. August Multipurpose Annex, 2000 Moeling St., Lake Charles. Participants can opt to attend two, four-hour, back-to-back classes or attend one, eight-hour session.</p><p>The class walks participants through the entire process of buying a home, step by step. It covers all the fundamentals of homeownership, including the pros and cons of purchasing a home, the role of realtors, all about mortgages (mortgage terminology, mortgage originators, mortgage underwriters and underwriting criteria, mortgage attorneys; and mortgage underwriting criteria),&nbsp;financial management and proper budgeting. Other topics include down payments, closing costs, insurance and how to apply for grants.</p><p>Residents who are interested in buying a home, are in the process of buying a home, or even if they already own a home, are encouraged to sign up for these classes. Please note that the definition of “first-time homebuyer” is anyone who has not owned a home in the past three years -- even if the person owned a home previously.</p><p>“Taking a homebuyer education class gives potential homebuyers a chance to get unbiased information about what you can expect from the homebuying process,” said Yolanda Smith, Calcasieu Parish Housing Counseling Agency Case Manager. “In addition, these courses are often a prerequisite to be able to participate in first-time homebuyer programs and down-payment assistance programs.”</p><p>Classes are free to all attendees regardless of income. To register, visit&nbsp;<a href="https://www.calcasieu.gov/Admin/Components/Calendar/Event/Edit/calcasieuparish.gov/housingcounseling" target="_blank">calcasieu.gov/housingcounseling</a>, click on the “homebuyer group counseling” tab and fill out the application.</p><p>Applications are also available at the Calcasieu Parish Police Jury’s Human Services Department office, 2001 Moeling St., Lake Charles. The office is open from 8 a.m.- 5 p.m., Monday-Friday.</p><p>Participants will receive a certificate when successfully completing classes.&nbsp;Please note that the Police Jury does not give out grants or down payment assistance, but many programs and lenders that do will require you to take a HUD-approved housing counseling class.</p><p>For more information, call the Calcasieu Parish Housing Counseling Agency at 337-721-4030, ext. 5125.</p><p>&nbsp;</p>
X-ALT-DESC;FMTTYPE=text/html:<p>First-time home buyers can learn the details of homeownership in free homebuyer education classes hosted by the Calcasieu Parish’s Housing Counseling Agency and Project Build a Future.</p><p>Here is the remaining classes of the 2025 class schedule:</p><ul>    <li>Monday, Oct. 13: 5-9 p.m., hosted by Project Build a Future</li>    <li>Tuesday, Oct. 14: 5-9 p.m., hosted by Project Build a Future</li>    <li>Saturday, Nov. 8: 9 a.m.-5 p.m., hosted by Calcasieu Parish Police Jury</li></ul><p>All classes are held at the Allen P. August Multipurpose Annex, 2000 Moeling St., Lake Charles. Participants can opt to attend two, four-hour, back-to-back classes or attend one, eight-hour session.</p><p>The class walks participants through the entire process of buying a home, step by step. It covers all the fundamentals of homeownership, including the pros and cons of purchasing a home, the role of realtors, all about mortgages (mortgage terminology, mortgage originators, mortgage underwriters and underwriting criteria, mortgage attorneys; and mortgage underwriting criteria),&nbsp;financial management and proper budgeting. Other topics include down payments, closing costs, insurance and how to apply for grants.</p><p>Residents who are interested in buying a home, are in the process of buying a home, or even if they already own a home, are encouraged to sign up for these classes. Please note that the definition of “first-time homebuyer” is anyone who has not owned a home in the past three years -- even if the person owned a home previously.</p><p>“Taking a homebuyer education class gives potential homebuyers a chance to get unbiased information about what you can expect from the homebuying process,” said Yolanda Smith, Calcasieu Parish Housing Counseling Agency Case Manager. “In addition, these courses are often a prerequisite to be able to participate in first-time homebuyer programs and down-payment assistance programs.”</p><p>Classes are free to all attendees regardless of income. To register, visit&nbsp;<a href="https://www.calcasieu.gov/Admin/Components/Calendar/Event/Edit/calcasieuparish.gov/housingcounseling" target="_blank">calcasieu.gov/housingcounseling</a>, click on the “homebuyer group counseling” tab and fill out the application.</p><p>Applications are also available at the Calcasieu Parish Police Jury’s Human Services Department office, 2001 Moeling St., Lake Charles. The office is open from 8 a.m.- 5 p.m., Monday-Friday.</p><p>Participants will receive a certificate when successfully completing classes.&nbsp;Please note that the Police Jury does not give out grants or down payment assistance, but many programs and lenders that do will require you to take a HUD-approved housing counseling class.</p><p>For more information, call the Calcasieu Parish Housing Counseling Agency at 337-721-4030, ext. 5125.</p><p>&nbsp;</p>
LOCATION:Allen P. August Annex\, 2000 Moeling St. Lake Charles\, Louisiana 70601
CLASS:PUBLIC
END:VEVENT
END:VCALENDAR
